Happy 2018! I have a New Year’s financial challenge for you to get the year started. It can be very difficult to save money without a plan, so let my Save $2018 in 2018 chart be your guide. If you put away approximately $38.80 each week, you will end up saving a total of $2018 by the end of the year. You can use that money towards a vacation, holiday gifts, stash it away as a nest egg – anything!
Here is how this works – print out this form and keep it on your fridge or in a safe place. Each week, put away $38.80 or more (I would round this to $39 if you can – it saves a bit more and makes it easier not having to count pennies). If you can put this money away in a savings account, you’ll earn a bit more on top of that. At the end of the year, you’ll have at least $2018 without having had to stress out about saving larger numbers.
If you find that your budget doesn’t lend itself to saving $39 per week, save $5 if you can. That will still have you saving $260 over the course of the year, which could take care of your holiday gifts and decorations. Do what you can do, but it is always easiest to start earlier rather than later. Happy new year!