New Year Savings Challenge – Save $2021 In 2021 (With Free Printable Tracking Chart)
This post may contain affiliate links. Read my disclosure policy here.
Saving money through the year can be difficult, but this savings challenge will help! Use this free chart and save $2021 by year’s end!
2021 Savings Challenge
It is almost 2021! Are you excited or exhausted? After this year, probably a little (or a lot) of both? I have to say that I am fairly excited to see 2020 close up shop.
At this time of year, the holiday shopping is done, the food preparations are over, cleaning the house can take a break (okay, not really, but let’s pretend) and your bank account is spent (see what I did there??).
Free Printable Chart
So, I have a New Year’s savings challenge for you to get the year started on the right foot. It can be very difficult to save money without a plan, so let my free 2021 Savings Worksheet be your guide.
If you put away approximately $38.87 each week, you will end up saving a total of $2021 by the end of the year. You can use that money towards a vacation, holiday gifts, stash it away as a nest egg – anything!
Here is how it works – print out this form and keep it on your fridge or in a safe place. Each week, put away about $38.87 or more. (I would round this to $39 or $40 if you can – it saves a bit more and makes it easier not having to count change.)
If you can put this money in a savings account, you’ll earn a few additional cents in interest. At the end of the year, you’ll have at least $2021 without having had to stress out about saving larger numbers.
If you find that your budget doesn’t lend itself to saving $39 per week, save $5 each week if you can. That will still have you saving $260 over the course of the year, which could take care of your holiday gifts and decorations. Do what you can do (and if it’s zero, it’s zero – don’t stress yourself!), but it is always easiest to start earlier rather than later. Happy new year!